Call reports 2023
DALHART FEDERAL SAVINGS & LOAN ASSOCIATION, SSB — 2023
What DALHART FEDERAL SAVINGS & LOAN ASSOCIATION, SSB reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 134,071,000 | 133,394,000 | 137,541,000 | 140,612,000 |
| Total loans | 88,323,000 | 91,764,000 | 95,352,000 | 93,568,000 |
| Allowance for loan losses | 271,000 | 263,000 | 306,000 | 314,000 |
| Securities available for sale | 6,881,000 | 6,762,000 | 6,220,000 | 6,830,000 |
| Securities held to maturity | 24,940,000 | 24,554,000 | 23,899,000 | 23,553,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,189,000 | 97,175,000 | 96,105,000 | 91,268,000 |
| Interest-bearing deposits | 80,066,000 | 81,145,000 | 79,636,000 | 77,450,000 |
| Noninterest-bearing deposits | 16,123,000 | 16,030,000 | 16,469,000 | 13,818,000 |
| Equity capital | 13,756,000 | 13,086,000 | 12,742,000 | 13,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,522,000 | 3,062,000 | 4,691,000 | 6,434,000 |
| Interest expense | 580,000 | 1,251,000 | 1,984,000 | 2,831,000 |
| Net interest income | 942,000 | 1,811,000 | 2,707,000 | 3,603,000 |
| Noninterest income | 76,000 | 237,000 | 326,000 | 379,000 |
| Noninterest expense | 1,032,000 | 1,947,000 | 2,966,000 | 3,946,000 |
| Provision for loan losses | 0 | 8,000 | 33,000 | 33,000 |
| Pretax income | -25,000 | 82,000 | 23,000 | -8,000 |
| Income tax | -28,000 | 685,000 | 650,000 | 619,000 |
| Net income | 3,000 | -603,000 | -627,000 | -627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,310,000 | 14,705,000 | 14,659,000 | 15,159,000 |
| Total capital | 15,581,000 | 14,968,000 | 14,965,000 | 15,473,000 |
| Risk-weighted assets | 65,213,000 | 66,584,000 | 69,195,000 | 67,449,000 |