Call reports 2022
DALHART FEDERAL SAVINGS & LOAN ASSOCIATION, SSB — 2022
What DALHART FEDERAL SAVINGS & LOAN ASSOCIATION, SSB reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 140,782,000 | 128,422,000 | 128,536,000 | 210,690,000 |
| Total loans | 77,345,000 | 81,013,000 | 83,519,000 | 87,461,000 |
| Allowance for loan losses | 419,000 | 417,000 | 281,000 | 282,000 |
| Securities available for sale | 9,170,000 | 8,338,000 | 7,785,000 | 7,853,000 |
| Securities held to maturity | 28,215,000 | 26,733,000 | 26,261,000 | 25,361,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,142,000 | 101,139,000 | 100,046,000 | 178,240,000 |
| Interest-bearing deposits | 85,690,000 | 82,512,000 | 81,115,000 | 80,349,000 |
| Noninterest-bearing deposits | 32,452,000 | 18,627,000 | 18,931,000 | 97,891,000 |
| Equity capital | 14,246,000 | 13,492,000 | 13,386,000 | 13,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,171,000 | 2,425,000 | 3,756,000 | 5,140,000 |
| Interest expense | 139,000 | 283,000 | 516,000 | 921,000 |
| Net interest income | 1,032,000 | 2,142,000 | 3,240,000 | 4,219,000 |
| Noninterest income | 95,000 | 196,000 | 301,000 | 425,000 |
| Noninterest expense | 927,000 | 1,710,000 | 2,706,000 | 3,725,000 |
| Provision for loan losses | 30,000 | 30,000 | -105,000 | -95,000 |
| Pretax income | 170,000 | 598,000 | 940,000 | 1,014,000 |
| Income tax | 9,000 | 4,000 | 53,000 | 44,000 |
| Net income | 161,000 | 594,000 | 887,000 | 970,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,498,000 | 14,931,000 | 15,224,000 | 15,307,000 |
| Total capital | 14,917,000 | 15,348,000 | 15,505,000 | 15,589,000 |
| Risk-weighted assets | 58,072,000 | 59,727,000 | 61,659,000 | 79,572,000 |