Call reports 2021
DALHART FEDERAL SAVINGS & LOAN ASSOCIATION, SSB — 2021
What DALHART FEDERAL SAVINGS & LOAN ASSOCIATION, SSB reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 119,154,000 | 118,748,000 | 121,112,000 | 124,948,000 |
| Total loans | 63,577,000 | 66,890,000 | 70,966,000 | 73,605,000 |
| Allowance for loan losses | 396,000 | 395,000 | 394,000 | 392,000 |
| Securities available for sale | 11,057,000 | 11,191,000 | 10,526,000 | 10,428,000 |
| Securities held to maturity | 29,769,000 | 29,410,000 | 28,176,000 | 27,230,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,035,000 | 95,803,000 | 96,483,000 | 101,228,000 |
| Interest-bearing deposits | 79,481,000 | 78,682,000 | 78,410,000 | 83,938,000 |
| Noninterest-bearing deposits | 18,554,000 | 17,121,000 | 18,073,000 | 17,290,000 |
| Equity capital | 13,627,000 | 14,380,000 | 14,527,000 | 14,720,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,102,000 | 2,221,000 | 3,359,000 | 4,518,000 |
| Interest expense | 198,000 | 366,000 | 520,000 | 667,000 |
| Net interest income | 904,000 | 1,855,000 | 2,839,000 | 3,851,000 |
| Noninterest income | 77,000 | 177,000 | 278,000 | 516,000 |
| Noninterest expense | 942,000 | 1,604,000 | 2,551,000 | 3,585,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 39,000 | 428,000 | 566,000 | 762,000 |
| Income tax | -23,000 | 172,000 | 173,000 | 168,000 |
| Net income | 62,000 | 256,000 | 393,000 | 594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,803,000 | 13,998,000 | 14,135,000 | 14,336,000 |
| Total capital | 14,199,000 | 14,393,000 | 14,529,000 | 14,728,000 |
| Risk-weighted assets | 50,562,000 | 53,166,000 | 54,595,000 | 55,541,000 |