Call reports 2020
DALHART FEDERAL SAVINGS & LOAN ASSOCIATION, SSB — 2020
What DALHART FEDERAL SAVINGS & LOAN ASSOCIATION, SSB reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 111,960,000 | 119,743,000 | 119,829,000 | 117,819,000 |
| Total loans | 62,906,000 | 63,903,000 | 64,462,000 | 63,610,000 |
| Allowance for loan losses | 279,000 | 279,000 | 397,000 | 395,000 |
| Securities available for sale | 9,989,000 | 12,213,000 | 10,069,000 | 10,607,000 |
| Securities held to maturity | 26,081,000 | 24,756,000 | 24,020,000 | 26,542,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,732,000 | 92,377,000 | 93,829,000 | 95,199,000 |
| Interest-bearing deposits | 74,583,000 | 76,558,000 | 77,494,000 | 77,817,000 |
| Noninterest-bearing deposits | 12,149,000 | 15,819,000 | 16,335,000 | 17,382,000 |
| Equity capital | 13,121,000 | 13,612,000 | 13,637,000 | 13,730,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,213,000 | 2,399,000 | 3,563,000 | 4,671,000 |
| Interest expense | 302,000 | 590,000 | 861,000 | 1,105,000 |
| Net interest income | 911,000 | 1,809,000 | 2,702,000 | 3,566,000 |
| Noninterest income | 79,000 | 162,000 | 245,000 | 309,000 |
| Noninterest expense | 907,000 | 1,625,000 | 2,574,000 | 3,513,000 |
| Provision for loan losses | 20,000 | 20,000 | 145,000 | 145,000 |
| Pretax income | 63,000 | 326,000 | 381,000 | 370,000 |
| Income tax | -17,000 | 57,000 | 33,000 | 1,000 |
| Net income | 80,000 | 269,000 | 348,000 | 369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,450,000 | 13,639,000 | 13,719,000 | 13,741,000 |
| Total capital | 13,729,000 | 13,918,000 | 14,116,000 | 14,136,000 |
| Risk-weighted assets | 48,317,000 | 49,764,000 | 49,755,000 | 49,582,000 |