Call reports 2019
DALHART FEDERAL SAVINGS & LOAN ASSOCIATION, SSB — 2019
What DALHART FEDERAL SAVINGS & LOAN ASSOCIATION, SSB reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 112,619,000 | 112,745,000 | 110,721,000 | 111,536,000 |
| Total loans | 66,121,000 | 64,654,000 | 63,902,000 | 64,498,000 |
| Allowance for loan losses | 266,000 | 258,000 | 268,000 | 271,000 |
| Securities available for sale | 7,370,000 | 7,231,000 | 7,384,000 | 7,987,000 |
| Securities held to maturity | 26,745,000 | 27,048,000 | 24,905,000 | 26,809,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,650,000 | 88,195,000 | 86,387,000 | 86,620,000 |
| Interest-bearing deposits | 75,732,000 | 74,748,000 | 73,525,000 | 72,972,000 |
| Noninterest-bearing deposits | 11,918,000 | 13,447,000 | 12,862,000 | 13,648,000 |
| Equity capital | 13,182,000 | 13,319,000 | 13,414,000 | 13,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,273,000 | 2,542,000 | 3,794,000 | 5,018,000 |
| Interest expense | 295,000 | 600,000 | 911,000 | 1,220,000 |
| Net interest income | 978,000 | 1,942,000 | 2,883,000 | 3,798,000 |
| Noninterest income | 47,000 | -84,000 | -28,000 | 32,000 |
| Noninterest expense | 909,000 | 1,721,000 | 2,678,000 | 3,663,000 |
| Provision for loan losses | 15,000 | 15,000 | 25,000 | 30,000 |
| Pretax income | 101,000 | 122,000 | 169,000 | 154,000 |
| Income tax | -6,000 | 56,000 | 35,000 | 1,000 |
| Net income | 107,000 | 66,000 | 134,000 | 153,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,309,000 | 13,271,000 | 13,349,000 | 13,370,000 |
| Total capital | 13,575,000 | 13,529,000 | 13,617,000 | 13,641,000 |
| Risk-weighted assets | 50,062,000 | 48,980,000 | 48,923,000 | 49,035,000 |