Call reports 2018
DALHART FEDERAL SAVINGS & LOAN ASSOCIATION, SSB — 2018
What DALHART FEDERAL SAVINGS & LOAN ASSOCIATION, SSB reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 112,323,000 | 114,122,000 | 111,531,000 | 110,965,000 |
| Total loans | 62,829,000 | 64,707,000 | 65,476,000 | 66,804,000 |
| Allowance for loan losses | 165,000 | 308,000 | 307,000 | 239,000 |
| Securities available for sale | 7,805,000 | 7,656,000 | 7,491,000 | 7,447,000 |
| Securities held to maturity | 28,534,000 | 27,734,000 | 26,933,000 | 26,254,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,898,000 | 93,789,000 | 89,269,000 | 85,821,000 |
| Interest-bearing deposits | 81,220,000 | 80,145,000 | 76,153,000 | 74,654,000 |
| Noninterest-bearing deposits | 12,678,000 | 13,644,000 | 13,116,000 | 11,167,000 |
| Equity capital | 12,702,000 | 12,737,000 | 12,812,000 | 13,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,157,000 | 2,382,000 | 3,627,000 | 4,913,000 |
| Interest expense | 235,000 | 479,000 | 732,000 | 1,009,000 |
| Net interest income | 922,000 | 1,903,000 | 2,895,000 | 3,904,000 |
| Noninterest income | 45,000 | 146,000 | 185,000 | 234,000 |
| Noninterest expense | 884,000 | 1,762,000 | 2,675,000 | 3,601,000 |
| Provision for loan losses | 70,000 | 212,000 | 219,000 | 161,000 |
| Pretax income | 13,000 | 75,000 | 186,000 | 376,000 |
| Income tax | -40,000 | -81,000 | -86,000 | -74,000 |
| Net income | 53,000 | 156,000 | 272,000 | 450,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,684,000 | 12,906,000 | 13,023,000 | 13,202,000 |
| Total capital | 12,849,000 | 13,214,000 | 13,330,000 | 13,441,000 |
| Risk-weighted assets | 48,453,000 | 49,648,000 | 50,007,000 | 50,335,000 |