Call reports 2017
DALHART FEDERAL SAVINGS & LOAN ASSOCIATION, SSB — 2017
What DALHART FEDERAL SAVINGS & LOAN ASSOCIATION, SSB reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 113,487,000 | 114,366,000 | 112,291,000 | 112,704,000 |
| Total loans | 62,892,000 | 62,788,000 | 63,307,000 | 63,526,000 |
| Allowance for loan losses | 127,000 | 127,000 | 178,000 | 180,000 |
| Securities available for sale | 7,160,000 | 8,326,000 | 8,258,000 | 8,102,000 |
| Securities held to maturity | 27,620,000 | 29,254,000 | 28,345,000 | 28,369,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,937,000 | 91,559,000 | 91,497,000 | 91,057,000 |
| Interest-bearing deposits | 81,317,000 | 80,339,000 | 81,546,000 | 80,451,000 |
| Noninterest-bearing deposits | 11,620,000 | 11,220,000 | 9,951,000 | 10,606,000 |
| Equity capital | 12,538,000 | 12,778,000 | 12,876,000 | 12,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,179,000 | 2,386,000 | 3,602,000 | 4,814,000 |
| Interest expense | 234,000 | 470,000 | 716,000 | 957,000 |
| Net interest income | 945,000 | 1,916,000 | 2,886,000 | 3,857,000 |
| Noninterest income | 50,000 | 109,000 | 160,000 | 214,000 |
| Noninterest expense | 856,000 | 1,713,000 | 2,585,000 | 3,504,000 |
| Provision for loan losses | 50,000 | 50,000 | 104,000 | 107,000 |
| Pretax income | 89,000 | 262,000 | 357,000 | 460,000 |
| Income tax | -15,000 | -2,000 | -15,000 | -28,000 |
| Net income | 104,000 | 264,000 | 372,000 | 488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,232,000 | 12,411,000 | 12,543,000 | 12,591,000 |
| Total capital | 12,359,000 | 12,538,000 | 12,721,000 | 12,771,000 |
| Risk-weighted assets | 48,279,000 | 48,134,000 | 48,442,000 | 49,295,000 |