Call reports 2016
DALHART FEDERAL SAVINGS & LOAN ASSOCIATION, SSB — 2016
What DALHART FEDERAL SAVINGS & LOAN ASSOCIATION, SSB reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 110,227,000 | 113,288,000 | 110,525,000 | 110,507,000 |
| Total loans | 65,542,000 | 64,626,000 | 64,858,000 | 65,095,000 |
| Allowance for loan losses | 96,000 | 119,000 | 117,000 | 127,000 |
| Securities available for sale | 6,046,000 | 7,932,000 | 7,836,000 | 7,253,000 |
| Securities held to maturity | 23,737,000 | 24,137,000 | 25,640,000 | 27,387,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,944,000 | 94,879,000 | 91,788,000 | 91,324,000 |
| Interest-bearing deposits | 79,383,000 | 82,066,000 | 80,666,000 | 80,700,000 |
| Noninterest-bearing deposits | 12,561,000 | 12,813,000 | 11,122,000 | 10,624,000 |
| Equity capital | 12,072,000 | 12,279,000 | 12,429,000 | 12,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,193,000 | 2,372,000 | 3,568,000 | 4,762,000 |
| Interest expense | 227,000 | 458,000 | 692,000 | 928,000 |
| Net interest income | 966,000 | 1,914,000 | 2,876,000 | 3,834,000 |
| Noninterest income | 30,000 | 85,000 | 148,000 | 213,000 |
| Noninterest expense | 820,000 | 1,624,000 | 2,450,000 | 3,313,000 |
| Provision for loan losses | 5,000 | 34,000 | 40,000 | 54,000 |
| Pretax income | 181,000 | 349,000 | 542,000 | 695,000 |
| Income tax | 24,000 | 42,000 | 62,000 | 64,000 |
| Net income | 157,000 | 307,000 | 480,000 | 631,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,609,000 | 11,754,000 | 11,951,000 | 12,127,000 |
| Total capital | 11,705,000 | 11,873,000 | 12,068,000 | 12,254,000 |
| Risk-weighted assets | 47,500,000 | 47,784,000 | 48,143,000 | 48,949,000 |