Call reports 2015
DALHART FEDERAL SAVINGS & LOAN ASSOCIATION, SSB — 2015
What DALHART FEDERAL SAVINGS & LOAN ASSOCIATION, SSB reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 111,294,000 | 108,390,000 | 106,603,000 | 107,492,000 |
| Total loans | 65,231,000 | 65,310,000 | 65,269,000 | 64,875,000 |
| Allowance for loan losses | 99,000 | 93,000 | 89,000 | 105,000 |
| Securities available for sale | 3,709,000 | 4,743,000 | 4,791,000 | 4,852,000 |
| Securities held to maturity | 24,997,000 | 25,097,000 | 25,598,000 | 25,144,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,628,000 | 92,789,000 | 87,944,000 | 88,980,000 |
| Interest-bearing deposits | 80,881,000 | 81,335,000 | 78,925,000 | 79,179,000 |
| Noninterest-bearing deposits | 14,747,000 | 11,454,000 | 9,019,000 | 9,801,000 |
| Equity capital | 11,400,000 | 11,472,000 | 11,685,000 | 11,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,170,000 | 2,335,000 | 3,539,000 | 4,720,000 |
| Interest expense | 234,000 | 471,000 | 707,000 | 941,000 |
| Net interest income | 936,000 | 1,864,000 | 2,832,000 | 3,779,000 |
| Noninterest income | -8,000 | 64,000 | 124,000 | 199,000 |
| Noninterest expense | 841,000 | 1,658,000 | 2,480,000 | 3,312,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 87,000 | 270,000 | 476,000 | 651,000 |
| Income tax | 6,000 | 41,000 | 78,000 | 93,000 |
| Net income | 81,000 | 229,000 | 398,000 | 558,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,942,000 | 11,159,000 | 11,281,000 | 11,457,000 |
| Total capital | 11,041,000 | 11,252,000 | 11,370,000 | 11,562,000 |
| Risk-weighted assets | 47,831,000 | 47,844,000 | 47,968,000 | 47,400,000 |