Call reports 2014
DALHART FEDERAL SAVINGS & LOAN ASSOCIATION, SSB — 2014
What DALHART FEDERAL SAVINGS & LOAN ASSOCIATION, SSB reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 110,871,000 | 110,709,000 | 109,308,000 | 105,977,000 |
| Total loans | 65,089,000 | 66,140,000 | 66,201,000 | 65,083,000 |
| Allowance for loan losses | 93,000 | 100,000 | 99,000 | 100,000 |
| Securities available for sale | 3,005,000 | 3,287,000 | 3,438,000 | 3,753,000 |
| Securities held to maturity | 25,612,000 | 26,314,000 | 26,697,000 | 25,231,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,220,000 | 94,057,000 | 92,700,000 | 89,912,000 |
| Interest-bearing deposits | 82,100,000 | 82,310,000 | 82,524,000 | 80,225,000 |
| Noninterest-bearing deposits | 11,120,000 | 11,747,000 | 10,176,000 | 9,687,000 |
| Equity capital | 10,880,000 | 11,039,000 | 11,173,000 | 11,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,161,000 | 2,353,000 | 3,549,000 | 4,738,000 |
| Interest expense | 242,000 | 488,000 | 736,000 | 982,000 |
| Net interest income | 919,000 | 1,865,000 | 2,813,000 | 3,756,000 |
| Noninterest income | 56,000 | 125,000 | 194,000 | 252,000 |
| Noninterest expense | 819,000 | 1,627,000 | 2,449,000 | 3,307,000 |
| Provision for loan losses | 2,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 154,000 | 303,000 | 512,000 | 665,000 |
| Income tax | 40,000 | 67,000 | 114,000 | 144,000 |
| Net income | 114,000 | 236,000 | 398,000 | 521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,415,000 | 10,550,000 | 10,766,000 | 10,850,000 |
| Total capital | 10,508,000 | 10,650,000 | 10,865,000 | 10,950,000 |
| Risk-weighted assets | 47,677,000 | 48,071,000 | 48,395,000 | 47,862,000 |