Call reports 2013
DALHART FEDERAL SAVINGS & LOAN ASSOCIATION, SSB — 2013
What DALHART FEDERAL SAVINGS & LOAN ASSOCIATION, SSB reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 105,889,000 | 104,695,000 | 104,008,000 | 106,636,000 |
| Total loans | 65,942,000 | 65,038,000 | 66,132,000 | 65,747,000 |
| Allowance for loan losses | 99,000 | 98,000 | 96,000 | 90,000 |
| Securities available for sale | 3,238,000 | 3,077,000 | 2,961,000 | 2,948,000 |
| Securities held to maturity | 25,397,000 | 25,027,000 | 24,244,000 | 25,528,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,580,000 | 85,896,000 | 85,648,000 | 88,733,000 |
| Interest-bearing deposits | 77,952,000 | 75,938,000 | 77,227,000 | 79,731,000 |
| Noninterest-bearing deposits | 10,628,000 | 9,958,000 | 8,421,000 | 9,002,000 |
| Equity capital | 10,426,000 | 10,466,000 | 10,586,000 | 10,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,164,000 | 2,345,000 | 3,507,000 | 4,691,000 |
| Interest expense | 267,000 | 521,000 | 766,000 | 1,011,000 |
| Net interest income | 897,000 | 1,824,000 | 2,741,000 | 3,680,000 |
| Noninterest income | 69,000 | 132,000 | 209,000 | 265,000 |
| Noninterest expense | 786,000 | 1,595,000 | 2,363,000 | 3,204,000 |
| Provision for loan losses | 0 | 0 | 0 | 2,000 |
| Pretax income | 180,000 | 361,000 | 587,000 | 739,000 |
| Income tax | 44,000 | 91,000 | 152,000 | 190,000 |
| Net income | 136,000 | 270,000 | 435,000 | 549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,920,000 | 10,064,000 | 10,243,000 | 10,304,000 |
| Total capital | 10,019,000 | 10,162,000 | 10,339,000 | 10,394,000 |
| Risk-weighted assets | 46,906,000 | 46,616,000 | 47,356,000 | 47,455,000 |