Call reports 2012
DALHART FEDERAL SAVINGS & LOAN ASSOCIATION, SSB — 2012
What DALHART FEDERAL SAVINGS & LOAN ASSOCIATION, SSB reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 107,189,000 | 111,820,000 | 108,630,000 | 106,631,000 |
| Total loans | 64,040,000 | 64,735,000 | 65,177,000 | 64,577,000 |
| Allowance for loan losses | 100,000 | 100,000 | 100,000 | 99,000 |
| Securities available for sale | 480,000 | 1,563,000 | 2,869,000 | 2,868,000 |
| Securities held to maturity | 26,567,000 | 27,065,000 | 27,714,000 | 26,730,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,960,000 | 90,987,000 | 88,309,000 | 88,525,000 |
| Interest-bearing deposits | 75,141,000 | 76,914,000 | 75,584,000 | 78,661,000 |
| Noninterest-bearing deposits | 10,819,000 | 14,073,000 | 12,725,000 | 9,864,000 |
| Equity capital | 9,918,000 | 10,061,000 | 10,201,000 | 10,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,185,000 | 2,368,000 | 3,558,000 | 4,743,000 |
| Interest expense | 281,000 | 567,000 | 851,000 | 1,139,000 |
| Net interest income | 904,000 | 1,801,000 | 2,707,000 | 3,604,000 |
| Noninterest income | 69,000 | 128,000 | 195,000 | 260,000 |
| Noninterest expense | 805,000 | 1,568,000 | 2,357,000 | 3,200,000 |
| Provision for loan losses | 2,000 | 2,000 | 2,000 | 2,000 |
| Pretax income | 166,000 | 359,000 | 543,000 | 662,000 |
| Income tax | 45,000 | 99,000 | 145,000 | 170,000 |
| Net income | 121,000 | 260,000 | 398,000 | 492,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,564,000 | 9,559,000 | 9,727,000 | 9,799,000 |
| Total capital | 9,664,000 | 9,659,000 | 9,827,000 | 9,898,000 |
| Risk-weighted assets | 44,942,000 | 45,845,000 | 46,195,000 | 46,062,000 |