Call reports 2011
DALHART FEDERAL SAVINGS & LOAN ASSOCIATION, SSB — 2011
What DALHART FEDERAL SAVINGS & LOAN ASSOCIATION, SSB reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q3 | 2011Q4 |
|---|---|---|
| Total assets | 108,622,000 | 103,932,000 |
| Total loans | 64,760,000 | 63,538,000 |
| Allowance for loan losses | 100,000 | 100,000 |
| Securities available for sale | 473,000 | 479,000 |
| Securities held to maturity | 26,941,000 | 27,032,000 |
| Trading assets | 0 | 0 |
| Total deposits | 83,267,000 | 81,076,000 |
| Interest-bearing deposits | 70,344,000 | 71,468,000 |
| Noninterest-bearing deposits | 12,923,000 | 9,608,000 |
| Equity capital | 9,635,000 | 9,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q3 | 2011Q4 |
|---|---|---|
| Interest income | 3,658,000 | 4,854,000 |
| Interest expense | 903,000 | 1,180,000 |
| Net interest income | 2,755,000 | 3,674,000 |
| Noninterest income | 192,000 | 256,000 |
| Noninterest expense | 2,284,000 | 3,042,000 |
| Provision for loan losses | 12,000 | 16,000 |
| Pretax income | 651,000 | 872,000 |
| Income tax | 184,000 | 247,000 |
| Net income | 467,000 | 625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q3 | 2011Q4 |
|---|---|---|
| Tier 1 capital | 9,297,000 | 9,423,000 |
| Total capital | 9,397,000 | 9,523,000 |
| Risk-weighted assets | 45,087,000 | 43,868,000 |