Call reports 2025
PARK STATE BANK & TRUST — 2025
What PARK STATE BANK & TRUST reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 140,926,000 | 150,138,000 | 158,782,000 | 161,461,000 |
| Total loans | 109,091,000 | 105,851,000 | 101,871,000 | 107,393,000 |
| Allowance for loan losses | 1,073,000 | 1,071,000 | 1,161,000 | 1,249,000 |
| Securities available for sale | 11,942,000 | 11,515,000 | 11,502,000 | 11,249,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,077,000 | 134,909,000 | 142,468,000 | 144,729,000 |
| Interest-bearing deposits | 105,954,000 | 113,939,000 | 119,457,000 | 123,306,000 |
| Noninterest-bearing deposits | 20,123,000 | 20,970,000 | 23,011,000 | 21,423,000 |
| Equity capital | 14,464,000 | 14,907,000 | 15,873,000 | 16,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,083,000 | 4,262,000 | 6,593,000 | 8,940,000 |
| Interest expense | 418,000 | 887,000 | 1,436,000 | 2,023,000 |
| Net interest income | 1,665,000 | 3,375,000 | 5,157,000 | 6,917,000 |
| Noninterest income | 316,000 | 667,000 | 1,030,000 | 1,379,000 |
| Noninterest expense | 1,386,000 | 2,947,000 | 4,419,000 | 6,102,000 |
| Provision for loan losses | 0 | 0 | 90,000 | 179,000 |
| Pretax income | 595,000 | 1,095,000 | 1,678,000 | 2,015,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 595,000 | 1,095,000 | 1,678,000 | 2,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,817,000 | 17,317,000 | 17,901,000 | 18,237,000 |
| Total capital | 17,890,000 | 18,388,000 | 19,062,000 | 19,425,000 |
| Risk-weighted assets | 90,257,000 | 92,302,000 | 93,914,000 | 95,047,000 |