Call reports 2024
PARK STATE BANK & TRUST — 2024
What PARK STATE BANK & TRUST reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 134,093,000 | 138,087,000 | 142,559,000 | 141,215,000 |
| Total loans | 99,343,000 | 102,205,000 | 103,653,000 | 103,120,000 |
| Allowance for loan losses | 1,083,000 | 1,073,000 | 1,074,000 | 1,073,000 |
| Securities available for sale | 12,996,000 | 12,809,000 | 13,061,000 | 12,008,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,956,000 | 124,428,000 | 127,804,000 | 126,799,000 |
| Interest-bearing deposits | 98,350,000 | 101,572,000 | 104,174,000 | 104,299,000 |
| Noninterest-bearing deposits | 22,606,000 | 22,856,000 | 23,630,000 | 22,500,000 |
| Equity capital | 12,777,000 | 13,366,000 | 14,407,000 | 14,057,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,930,000 | 3,932,000 | 6,054,000 | 8,180,000 |
| Interest expense | 469,000 | 1,032,000 | 1,606,000 | 2,059,000 |
| Net interest income | 1,461,000 | 2,900,000 | 4,448,000 | 6,121,000 |
| Noninterest income | 284,000 | 615,000 | 970,000 | 1,289,000 |
| Noninterest expense | 1,529,000 | 2,905,000 | 4,393,000 | 6,057,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 216,000 | 610,000 | 1,025,000 | 1,353,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 216,000 | 610,000 | 1,025,000 | 1,353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,558,000 | 15,953,000 | 16,367,000 | 16,695,000 |
| Total capital | 16,641,000 | 17,027,000 | 17,441,000 | 17,768,000 |
| Risk-weighted assets | 98,199,000 | 97,850,000 | 93,040,000 | 90,182,000 |