Call reports 2023
PARK STATE BANK & TRUST — 2023
What PARK STATE BANK & TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 132,075,000 | 128,024,000 | 128,039,000 | 130,169,000 |
| Total loans | 89,098,000 | 91,180,000 | 94,218,000 | 96,697,000 |
| Allowance for loan losses | 849,000 | 948,000 | 948,000 | 1,083,000 |
| Securities available for sale | 14,886,000 | 14,421,000 | 13,403,000 | 13,598,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,420,000 | 114,778,000 | 115,002,000 | 116,430,000 |
| Interest-bearing deposits | 92,280,000 | 89,403,000 | 90,474,000 | 90,650,000 |
| Noninterest-bearing deposits | 27,140,000 | 25,375,000 | 24,528,000 | 25,780,000 |
| Equity capital | 12,457,000 | 13,007,000 | 12,720,000 | 13,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,681,000 | 3,408,000 | 5,155,000 | 6,950,000 |
| Interest expense | 47,000 | 195,000 | 572,000 | 977,000 |
| Net interest income | 1,634,000 | 3,213,000 | 4,583,000 | 5,973,000 |
| Noninterest income | 293,000 | 635,000 | 971,000 | 1,254,000 |
| Noninterest expense | 1,337,000 | 2,548,000 | 3,990,000 | 5,426,000 |
| Provision for loan losses | 0 | 99,000 | 99,000 | 234,000 |
| Pretax income | 590,000 | 1,201,000 | 1,463,000 | 1,569,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 590,000 | 1,201,000 | 1,463,000 | 1,569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,913,000 | 15,524,000 | 15,788,000 | 15,892,000 |
| Total capital | 15,762,000 | 16,472,000 | 16,736,000 | 16,975,000 |
| Risk-weighted assets | 97,987,000 | 97,198,000 | 98,335,000 | 98,606,000 |