Call reports 2020
PARK STATE BANK & TRUST — 2020
What PARK STATE BANK & TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 104,036,000 | 118,269,000 | 123,356,000 | 123,576,000 |
| Total loans | 71,717,000 | 74,961,000 | 73,111,000 | 71,885,000 |
| Allowance for loan losses | 769,000 | 769,000 | 769,000 | 769,000 |
| Securities available for sale | 10,040,000 | 9,743,000 | 8,916,000 | 7,963,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,543,000 | 106,224,000 | 111,111,000 | 111,136,000 |
| Interest-bearing deposits | 71,579,000 | 81,266,000 | 85,223,000 | 87,174,000 |
| Noninterest-bearing deposits | 20,964,000 | 24,958,000 | 25,888,000 | 23,962,000 |
| Equity capital | 11,239,000 | 11,833,000 | 11,985,000 | 12,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,190,000 | 2,566,000 | 3,704,000 | 4,755,000 |
| Interest expense | 39,000 | 84,000 | 135,000 | 185,000 |
| Net interest income | 1,151,000 | 2,482,000 | 3,569,000 | 4,570,000 |
| Noninterest income | 351,000 | 636,000 | 940,000 | 1,260,000 |
| Noninterest expense | 1,171,000 | 2,265,000 | 3,484,000 | 4,606,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,000 |
| Pretax income | 331,000 | 853,000 | 1,025,000 | 1,223,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 331,000 | 853,000 | 1,025,000 | 1,223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,343,000 | 11,614,000 | 11,786,000 | 11,985,000 |
| Total capital | 12,112,000 | 12,383,000 | 12,555,000 | 12,754,000 |
| Risk-weighted assets | 78,150,000 | 83,501,000 | 82,396,000 | 82,045,000 |