Call reports 2016
PARK STATE BANK & TRUST — 2016
What PARK STATE BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 92,890,000 | 93,449,000 | 98,865,000 | 98,705,000 |
| Total loans | 54,947,000 | 53,512,000 | 54,182,000 | 56,304,000 |
| Allowance for loan losses | 791,000 | 696,000 | 696,000 | 697,000 |
| Securities available for sale | 17,676,000 | 16,980,000 | 16,224,000 | 17,199,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,799,000 | 85,234,000 | 90,510,000 | 91,015,000 |
| Interest-bearing deposits | 71,502,000 | 71,373,000 | 75,443,000 | 77,412,000 |
| Noninterest-bearing deposits | 13,297,000 | 13,861,000 | 15,067,000 | 13,603,000 |
| Equity capital | 7,821,000 | 8,042,000 | 8,130,000 | 7,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 904,000 | 1,794,000 | 2,680,000 | 3,588,000 |
| Interest expense | 62,000 | 124,000 | 184,000 | 246,000 |
| Net interest income | 842,000 | 1,670,000 | 2,496,000 | 3,342,000 |
| Noninterest income | 305,000 | 614,000 | 907,000 | 1,180,000 |
| Noninterest expense | 993,000 | 2,018,000 | 3,034,000 | 4,145,000 |
| Provision for loan losses | 0 | 14,000 | 14,000 | 14,000 |
| Pretax income | 154,000 | 252,000 | 492,000 | 500,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 154,000 | 252,000 | 492,000 | 500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,607,000 | 7,707,000 | 7,944,000 | 7,953,000 |
| Total capital | 8,304,000 | 8,375,000 | 8,626,000 | 8,646,000 |
| Risk-weighted assets | 55,651,000 | 53,421,000 | 54,529,000 | 55,447,000 |