Call reports 2012
PARK STATE BANK & TRUST — 2012
What PARK STATE BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 84,139,000 | 84,664,000 | 83,678,000 | 86,736,000 |
| Total loans | 46,933,000 | 45,885,000 | 45,913,000 | 44,603,000 |
| Allowance for loan losses | 1,271,000 | 1,266,000 | 1,249,000 | 1,122,000 |
| Securities available for sale | 16,253,000 | 16,329,000 | 15,287,000 | 23,276,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,400,000 | 79,207,000 | 77,210,000 | 78,340,000 |
| Interest-bearing deposits | 69,040,000 | 68,862,000 | 65,294,000 | 67,436,000 |
| Noninterest-bearing deposits | 9,361,000 | 10,346,000 | 11,917,000 | 10,904,000 |
| Equity capital | 5,411,000 | 5,149,000 | 6,173,000 | 8,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 861,000 | 1,664,000 | 2,456,000 | 3,219,000 |
| Interest expense | 154,000 | 295,000 | 412,000 | 502,000 |
| Net interest income | 707,000 | 1,369,000 | 2,044,000 | 2,717,000 |
| Noninterest income | 230,000 | 448,000 | 668,000 | 946,000 |
| Noninterest expense | 1,099,000 | 2,339,000 | 3,401,000 | 4,412,000 |
| Provision for loan losses | 11,000 | 11,000 | 11,000 | 11,000 |
| Pretax income | -173,000 | -533,000 | -700,000 | -760,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -173,000 | -533,000 | -700,000 | -760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,212,000 | 4,854,000 | 5,687,000 | 7,799,000 |
| Total capital | 5,943,000 | 5,570,000 | 6,390,000 | 8,501,000 |
| Risk-weighted assets | 57,933,000 | 56,730,000 | 55,710,000 | 55,753,000 |