Call reports 2005
PARK STATE BANK & TRUST — 2005
What PARK STATE BANK & TRUST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 80,756,000 | 81,700,000 | 82,654,000 | 82,404,000 |
| Total loans | 47,975,000 | 50,580,000 | 52,603,000 | 53,197,000 |
| Allowance for loan losses | 394,000 | 379,000 | 378,000 | 296,000 |
| Securities available for sale | 16,692,000 | 16,010,000 | 14,728,000 | 14,650,000 |
| Securities held to maturity | 4,372,000 | 4,372,000 | 4,371,000 | 3,636,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,530,000 | 74,205,000 | 75,036,000 | 74,731,000 |
| Interest-bearing deposits | 51,019,000 | 49,103,000 | 47,581,000 | 47,884,000 |
| Noninterest-bearing deposits | 22,511,000 | 25,102,000 | 27,455,000 | 26,847,000 |
| Equity capital | 7,071,000 | 7,377,000 | 7,468,000 | 7,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,138,000 | 2,346,000 | 3,591,000 | 4,867,000 |
| Interest expense | 207,000 | 443,000 | 711,000 | 1,020,000 |
| Net interest income | 931,000 | 1,903,000 | 2,880,000 | 3,847,000 |
| Noninterest income | 248,000 | 532,000 | 932,000 | 1,229,000 |
| Noninterest expense | 925,000 | 1,870,000 | 2,788,000 | 3,843,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 254,000 | 659,000 | 1,024,000 | 1,133,000 |
| Income tax | -51,000 | -50,000 | -51,000 | -52,000 |
| Net income | 305,000 | 709,000 | 1,075,000 | 1,185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,237,000 | 7,465,000 | 7,637,000 | 7,745,000 |
| Total capital | 7,631,000 | 7,844,000 | 8,015,000 | 8,041,000 |
| Risk-weighted assets | 58,474,000 | 60,832,000 | 62,184,000 | 61,936,000 |
Machine access — free, no API key
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