Call reports 2016
HENRY STATE BANK — 2016
What HENRY STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 101,478,000 | 98,240,000 | 97,041,000 | 99,371,000 |
| Total loans | 60,113,000 | 58,436,000 | 59,361,000 | 61,380,000 |
| Allowance for loan losses | 1,321,000 | 1,348,000 | 1,991,000 | 1,738,000 |
| Securities available for sale | 34,235,000 | 32,872,000 | 31,353,000 | 31,752,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,328,000 | 77,255,000 | 77,636,000 | 80,113,000 |
| Interest-bearing deposits | 67,568,000 | 65,126,000 | 51,993,000 | 66,194,000 |
| Noninterest-bearing deposits | 12,760,000 | 12,129,000 | 25,643,000 | 13,919,000 |
| Equity capital | 14,072,000 | 14,106,000 | 13,480,000 | 13,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 871,000 | 1,713,000 | 2,534,000 | 3,357,000 |
| Interest expense | 84,000 | 164,000 | 243,000 | 326,000 |
| Net interest income | 787,000 | 1,549,000 | 2,291,000 | 3,031,000 |
| Noninterest income | 18,000 | 135,000 | 209,000 | 290,000 |
| Noninterest expense | 609,000 | 1,212,000 | 1,755,000 | 2,257,000 |
| Provision for loan losses | 136,000 | 166,000 | 842,000 | 625,000 |
| Pretax income | 61,000 | 317,000 | -86,000 | 450,000 |
| Income tax | 3,000 | 9,000 | 9,000 | 9,000 |
| Net income | 58,000 | 308,000 | -95,000 | 441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,116,000 | 14,070,000 | 13,546,000 | 13,959,000 |
| Total capital | 14,989,000 | 14,935,000 | 14,387,000 | 14,869,000 |
| Risk-weighted assets | 69,432,000 | 68,790,000 | 66,151,000 | 71,984,000 |