Call reports 2012
HENRY STATE BANK — 2012
What HENRY STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 113,745,000 | 109,215,000 | 114,385,000 | 116,650,000 |
| Total loans | 57,544,000 | 58,680,000 | 56,984,000 | 59,385,000 |
| Allowance for loan losses | 1,870,000 | 2,449,000 | 1,555,000 | 1,341,000 |
| Securities available for sale | 44,346,000 | 42,816,000 | 43,117,000 | 46,720,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,488,000 | 92,039,000 | 95,434,000 | 94,869,000 |
| Interest-bearing deposits | 82,875,000 | 79,452,000 | 77,502,000 | 78,497,000 |
| Noninterest-bearing deposits | 12,613,000 | 12,587,000 | 17,932,000 | 16,372,000 |
| Equity capital | 12,604,000 | 12,039,000 | 12,337,000 | 12,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,075,000 | 2,070,000 | 3,039,000 | 3,972,000 |
| Interest expense | 291,000 | 541,000 | 773,000 | 985,000 |
| Net interest income | 784,000 | 1,529,000 | 2,266,000 | 2,987,000 |
| Noninterest income | 70,000 | 150,000 | 221,000 | 296,000 |
| Noninterest expense | 529,000 | 1,065,000 | 1,584,000 | 2,116,000 |
| Provision for loan losses | 0 | 560,000 | 560,000 | 589,000 |
| Pretax income | 325,000 | 386,000 | 675,000 | 910,000 |
| Income tax | -2,000 | -1,000 | 1,000 | 4,000 |
| Net income | 327,000 | 387,000 | 674,000 | 906,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,618,000 | 12,340,000 | 12,458,000 | 12,662,000 |
| Total capital | 13,445,000 | 13,166,000 | 13,280,000 | 13,514,000 |
| Risk-weighted assets | 65,119,000 | 64,479,000 | 65,058,000 | 67,680,000 |