Call reports 2011
HENRY STATE BANK — 2011
What HENRY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 104,296,000 | 108,542,000 | 107,688,000 | 109,687,000 |
| Total loans | 64,271,000 | 62,523,000 | 63,222,000 | 66,076,000 |
| Allowance for loan losses | 1,426,000 | 1,427,000 | 1,423,000 | 1,870,000 |
| Securities available for sale | 32,063,000 | 33,465,000 | 35,937,000 | 36,034,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,986,000 | 89,161,000 | 86,139,000 | 89,262,000 |
| Interest-bearing deposits | 75,810,000 | 78,553,000 | 77,095,000 | 77,276,000 |
| Noninterest-bearing deposits | 9,176,000 | 10,608,000 | 9,044,000 | 11,986,000 |
| Equity capital | 12,476,000 | 12,958,000 | 13,382,000 | 13,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,135,000 | 2,358,000 | 3,545,000 | 4,731,000 |
| Interest expense | 336,000 | 658,000 | 968,000 | 1,259,000 |
| Net interest income | 799,000 | 1,700,000 | 2,577,000 | 3,472,000 |
| Noninterest income | 62,000 | 139,000 | 203,000 | 264,000 |
| Noninterest expense | 489,000 | 973,000 | 1,491,000 | 2,134,000 |
| Provision for loan losses | 131,000 | 131,000 | 131,000 | 578,000 |
| Pretax income | 252,000 | 759,000 | 1,182,000 | 1,048,000 |
| Income tax | 1,000 | 8,000 | 13,000 | 11,000 |
| Net income | 251,000 | 751,000 | 1,169,000 | 1,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,089,000 | 12,498,000 | 12,824,000 | 12,601,000 |
| Total capital | 12,976,000 | 13,378,000 | 13,714,000 | 13,523,000 |
| Risk-weighted assets | 70,400,000 | 69,882,000 | 70,705,000 | 72,834,000 |