Call reports 2026
HOME BANKING COMPANY — 2026
What HOME BANKING COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 129,584,000 | 123,957,000 |
| Total loans | 61,956,000 | 62,607,000 |
| Allowance for loan losses | 574,000 | 565,000 |
| Securities available for sale | 15,764,000 | 13,399,000 |
| Securities held to maturity | 31,110,000 | 30,760,000 |
| Trading assets | 0 | 0 |
| Total deposits | 117,341,000 | 111,488,000 |
| Interest-bearing deposits | 80,827,000 | 77,520,000 |
| Noninterest-bearing deposits | 36,514,000 | 33,968,000 |
| Equity capital | 10,921,000 | 11,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,490,000 | 3,039,000 |
| Interest expense | 433,000 | 892,000 |
| Net interest income | 1,057,000 | 2,147,000 |
| Noninterest income | 350,000 | 455,000 |
| Noninterest expense | 1,115,000 | 2,244,000 |
| Provision for loan losses | 98,000 | 98,000 |
| Pretax income | 194,000 | 260,000 |
| Income tax | 4,000 | -2,000 |
| Net income | 190,000 | 262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 12,839,000 | 12,901,000 |