Call reports 2024
HOME BANKING COMPANY — 2024
What HOME BANKING COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 155,626,000 | 148,251,000 | 144,216,000 | 144,054,000 |
| Total loans | 70,812,000 | 71,104,000 | 68,909,000 | 67,507,000 |
| Allowance for loan losses | 607,000 | 591,000 | 582,000 | 566,000 |
| Securities available for sale | 24,606,000 | 24,304,000 | 23,524,000 | 21,807,000 |
| Securities held to maturity | 33,540,000 | 33,234,000 | 32,915,000 | 32,622,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,097,000 | 133,686,000 | 129,121,000 | 129,012,000 |
| Interest-bearing deposits | 98,548,000 | 97,686,000 | 90,775,000 | 92,102,000 |
| Noninterest-bearing deposits | 42,549,000 | 36,000,000 | 38,346,000 | 36,910,000 |
| Equity capital | 6,973,000 | 7,195,000 | 7,677,000 | 7,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,610,000 | 3,323,000 | 4,987,000 | 6,689,000 |
| Interest expense | 749,000 | 1,561,000 | 2,382,000 | 3,170,000 |
| Net interest income | 861,000 | 1,762,000 | 2,605,000 | 3,519,000 |
| Noninterest income | 144,000 | 296,000 | 424,000 | 551,000 |
| Noninterest expense | 1,018,000 | 2,014,000 | 3,112,000 | 4,105,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -13,000 | 44,000 | -83,000 | -35,000 |
| Income tax | 0 | 1,000 | 0 | -41,000 |
| Net income | -13,000 | 43,000 | -83,000 | 6,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,646,000 | 10,664,000 | 10,537,000 | 10,596,000 |
| Total capital | 11,261,000 | 11,263,000 | 11,126,000 | 11,170,000 |
| Risk-weighted assets | 79,984,000 | 77,366,000 | 75,415,000 | 71,814,000 |