Call reports 2023
HOME BANKING COMPANY — 2023
What HOME BANKING COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 131,852,000 | 145,035,000 | 139,923,000 | 149,176,000 |
| Total loans | 54,647,000 | 62,501,000 | 65,254,000 | 67,788,000 |
| Allowance for loan losses | 576,000 | 592,000 | 593,000 | 612,000 |
| Securities available for sale | 27,020,000 | 26,008,000 | 25,265,000 | 25,099,000 |
| Securities held to maturity | 34,720,000 | 34,376,000 | 34,069,000 | 33,784,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,187,000 | 128,305,000 | 125,006,000 | 131,267,000 |
| Interest-bearing deposits | 84,491,000 | 85,394,000 | 83,999,000 | 87,347,000 |
| Noninterest-bearing deposits | 39,696,000 | 42,911,000 | 41,007,000 | 43,920,000 |
| Equity capital | 6,492,000 | 6,570,000 | 6,436,000 | 6,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,197,000 | 2,495,000 | 3,905,000 | 5,412,000 |
| Interest expense | 199,000 | 487,000 | 949,000 | 1,733,000 |
| Net interest income | 998,000 | 2,008,000 | 2,956,000 | 3,679,000 |
| Noninterest income | 134,000 | 281,000 | 417,000 | 550,000 |
| Noninterest expense | 1,008,000 | 1,950,000 | 2,961,000 | 3,944,000 |
| Provision for loan losses | 0 | 20,000 | 40,000 | 60,000 |
| Pretax income | 88,000 | 283,000 | 336,000 | 185,000 |
| Income tax | 10,000 | 58,000 | 64,000 | 20,000 |
| Net income | 78,000 | 225,000 | 272,000 | 165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,691,000 | 10,812,000 | 10,822,000 | 10,695,000 |
| Total capital | 11,275,000 | 11,412,000 | 11,424,000 | 11,315,000 |
| Risk-weighted assets | 65,103,000 | 72,170,000 | 74,528,000 | 75,155,000 |