Call reports 2022
HOME BANKING COMPANY — 2022
What HOME BANKING COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 133,108,000 | 129,917,000 | 125,736,000 | 130,931,000 |
| Total loans | 46,497,000 | 46,945,000 | 47,011,000 | 49,518,000 |
| Allowance for loan losses | 472,000 | 467,000 | 450,000 | 478,000 |
| Securities available for sale | 63,358,000 | 64,755,000 | 27,707,000 | 27,612,000 |
| Securities held to maturity | 0 | 0 | 35,322,000 | 34,984,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,218,000 | 123,117,000 | 117,905,000 | 121,603,000 |
| Interest-bearing deposits | 83,234,000 | 83,887,000 | 78,164,000 | 82,039,000 |
| Noninterest-bearing deposits | 40,984,000 | 39,230,000 | 39,741,000 | 39,564,000 |
| Equity capital | 7,716,000 | 5,701,000 | 5,668,000 | 6,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 927,000 | 1,939,000 | 3,006,000 | 4,117,000 |
| Interest expense | 55,000 | 100,000 | 147,000 | 257,000 |
| Net interest income | 872,000 | 1,839,000 | 2,859,000 | 3,860,000 |
| Noninterest income | 128,000 | 245,000 | 361,000 | 475,000 |
| Noninterest expense | 836,000 | 1,767,000 | 2,774,000 | 3,668,000 |
| Provision for loan losses | 56,000 | 56,000 | 57,000 | 90,000 |
| Pretax income | 105,000 | 245,000 | 370,000 | 552,000 |
| Income tax | 20,000 | 49,000 | 76,000 | 115,000 |
| Net income | 85,000 | 196,000 | 294,000 | 437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,412,000 | 10,493,000 | 10,590,000 | 10,728,000 |
| Total capital | 10,884,000 | 10,960,000 | 11,040,000 | 11,206,000 |
| Risk-weighted assets | 64,199,000 | 60,178,000 | 59,730,000 | 61,240,000 |