Call reports 2021
HOME BANKING COMPANY — 2021
What HOME BANKING COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 118,448,000 | 126,930,000 | 126,007,000 | 127,346,000 |
| Total loans | 44,419,000 | 44,017,000 | 45,036,000 | 46,000,000 |
| Allowance for loan losses | 449,000 | 439,000 | 421,000 | 415,000 |
| Securities available for sale | 38,153,000 | 55,241,000 | 60,164,000 | 63,085,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,370,000 | 114,934,000 | 113,918,000 | 115,715,000 |
| Interest-bearing deposits | 72,816,000 | 80,450,000 | 75,059,000 | 78,705,000 |
| Noninterest-bearing deposits | 33,554,000 | 34,484,000 | 38,859,000 | 37,010,000 |
| Equity capital | 10,921,000 | 10,806,000 | 10,891,000 | 10,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 872,000 | 1,733,000 | 2,623,000 | 3,535,000 |
| Interest expense | 80,000 | 155,000 | 225,000 | 288,000 |
| Net interest income | 792,000 | 1,578,000 | 2,398,000 | 3,247,000 |
| Noninterest income | 111,000 | 232,000 | 350,000 | 463,000 |
| Noninterest expense | 850,000 | 1,800,000 | 2,620,000 | 3,522,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 53,000 | 400,000 | 518,000 | 574,000 |
| Income tax | 7,000 | 91,000 | 116,000 | 126,000 |
| Net income | 46,000 | 309,000 | 402,000 | 448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,939,000 | 10,202,000 | 10,295,000 | 10,341,000 |
| Total capital | — | — | — | 10,756,000 |
| Risk-weighted assets | — | — | — | 58,169,000 |