Call reports 2020
HOME BANKING COMPANY — 2020
What HOME BANKING COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 99,100,000 | 103,660,000 | 97,913,000 | 104,229,000 |
| Total loans | 36,011,000 | 36,600,000 | 40,282,000 | 42,582,000 |
| Allowance for loan losses | 417,000 | 418,000 | 381,000 | 455,000 |
| Securities available for sale | 38,426,000 | 40,164,000 | 37,960,000 | 34,752,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,760,000 | 91,425,000 | 85,401,000 | 91,796,000 |
| Interest-bearing deposits | 62,960,000 | 61,007,000 | 57,031,000 | 62,817,000 |
| Noninterest-bearing deposits | 24,800,000 | 30,418,000 | 28,370,000 | 28,979,000 |
| Equity capital | 10,144,000 | 11,051,000 | 11,313,000 | 11,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 896,000 | 1,746,000 | 2,643,000 | 3,519,000 |
| Interest expense | 130,000 | 240,000 | 336,000 | 424,000 |
| Net interest income | 766,000 | 1,506,000 | 2,307,000 | 3,095,000 |
| Noninterest income | 148,000 | 216,000 | 310,000 | 427,000 |
| Noninterest expense | 773,000 | 1,634,000 | 2,520,000 | 3,457,000 |
| Provision for loan losses | 0 | 0 | 0 | 33,000 |
| Pretax income | 249,000 | 191,000 | 198,000 | 127,000 |
| Income tax | 58,000 | 36,000 | 32,000 | 9,000 |
| Net income | 191,000 | 155,000 | 166,000 | 118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,966,000 | 9,930,000 | 9,942,000 | 9,893,000 |