Call reports 2018
HOME BANKING COMPANY — 2018
What HOME BANKING COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 93,833,000 | 89,084,000 | 89,705,000 | 91,898,000 |
| Total loans | 34,316,000 | 33,896,000 | 33,438,000 | 32,833,000 |
| Allowance for loan losses | 299,000 | 341,000 | 348,000 | 337,000 |
| Securities available for sale | 41,877,000 | 39,675,000 | 40,010,000 | 39,909,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,804,000 | 79,138,000 | 79,782,000 | 81,852,000 |
| Interest-bearing deposits | 63,490,000 | 56,285,000 | 57,601,000 | 58,406,000 |
| Noninterest-bearing deposits | 20,314,000 | 22,853,000 | 22,181,000 | 23,446,000 |
| Equity capital | 8,882,000 | 8,864,000 | 8,779,000 | 8,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 904,000 | 1,795,000 | 2,673,000 | 3,558,000 |
| Interest expense | 66,000 | 132,000 | 219,000 | 333,000 |
| Net interest income | 838,000 | 1,663,000 | 2,454,000 | 3,225,000 |
| Noninterest income | 112,000 | 218,000 | 329,000 | 417,000 |
| Noninterest expense | 711,000 | 1,458,000 | 2,159,000 | 2,982,000 |
| Provision for loan losses | 9,000 | 57,000 | 67,000 | 67,000 |
| Pretax income | 230,000 | 385,000 | 554,000 | 589,000 |
| Income tax | 50,000 | 80,000 | 110,000 | 112,000 |
| Net income | 180,000 | 305,000 | 444,000 | 477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,347,000 | 9,492,000 | 9,616,000 | 9,535,000 |
| Total capital | 9,646,000 | 9,833,000 | 9,964,000 | 9,872,000 |
| Risk-weighted assets | 53,423,000 | 49,231,000 | 44,427,000 | 50,531,000 |