Call reports 2017
HOME BANKING COMPANY — 2017
What HOME BANKING COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 94,771,000 | 95,603,000 | 91,351,000 | 91,079,000 |
| Total loans | 34,683,000 | 34,925,000 | 35,070,000 | 34,488,000 |
| Allowance for loan losses | 355,000 | 356,000 | 334,000 | 289,000 |
| Securities available for sale | 33,325,000 | 36,435,000 | 39,003,000 | 40,855,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,539,000 | 85,048,000 | 80,763,000 | 80,864,000 |
| Interest-bearing deposits | 64,916,000 | 65,399,000 | 60,110,000 | 60,808,000 |
| Noninterest-bearing deposits | 19,623,000 | 19,649,000 | 20,653,000 | 20,056,000 |
| Equity capital | 9,120,000 | 9,484,000 | 9,500,000 | 9,122,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 856,000 | 1,731,000 | 2,632,000 | 3,520,000 |
| Interest expense | 64,000 | 131,000 | 196,000 | 263,000 |
| Net interest income | 792,000 | 1,600,000 | 2,436,000 | 3,257,000 |
| Noninterest income | 119,000 | 249,000 | 369,000 | 488,000 |
| Noninterest expense | 733,000 | 1,493,000 | 2,252,000 | 3,069,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 153,000 | 344,000 | 553,000 | 661,000 |
| Income tax | 43,000 | 104,000 | 170,000 | 385,000 |
| Net income | 110,000 | 240,000 | 383,000 | 276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,022,000 | 9,137,000 | 9,281,000 | 9,209,000 |
| Total capital | 9,377,000 | 9,493,000 | 9,615,000 | 9,498,000 |
| Risk-weighted assets | 51,382,000 | 52,587,000 | 51,932,000 | 49,710,000 |