Call reports 2025
INVESTORS COMMUNITY BANK — 2025
What INVESTORS COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 93,667,000 | 95,241,000 | 114,269,000 | 113,696,000 |
| Total loans | 45,639,000 | 46,424,000 | 46,680,000 | 54,356,000 |
| Allowance for loan losses | 598,000 | 611,000 | 599,000 | 699,000 |
| Securities available for sale | 41,019,000 | 41,598,000 | 38,774,000 | 38,739,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,038,000 | 76,478,000 | 103,354,000 | 102,638,000 |
| Interest-bearing deposits | 70,852,000 | 64,505,000 | 91,723,000 | 90,643,000 |
| Noninterest-bearing deposits | 13,186,000 | 11,973,000 | 11,631,000 | 11,995,000 |
| Equity capital | 9,441,000 | 9,989,000 | 10,728,000 | 10,836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,086,000 | 2,223,000 | 3,422,000 | 4,740,000 |
| Interest expense | 455,000 | 918,000 | 1,444,000 | 1,962,000 |
| Net interest income | 631,000 | 1,305,000 | 1,978,000 | 2,778,000 |
| Noninterest income | 37,000 | 76,000 | 114,000 | 144,000 |
| Noninterest expense | 476,000 | 903,000 | 1,371,000 | 1,799,000 |
| Provision for loan losses | 5,000 | 18,000 | 21,000 | 137,000 |
| Pretax income | 185,000 | 464,000 | 686,000 | 973,000 |
| Income tax | 20,000 | 64,000 | 94,000 | 157,000 |
| Net income | 165,000 | 400,000 | 592,000 | 816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,553,000 | 10,767,000 | 10,932,000 | 10,857,000 |