Call reports 2022
INVESTORS COMMUNITY BANK — 2022
What INVESTORS COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 86,111,000 | 85,976,000 | 88,612,000 | 99,401,000 |
| Total loans | 25,680,000 | 26,604,000 | 27,390,000 | 28,656,000 |
| Allowance for loan losses | 73,000 | 97,000 | 143,000 | 164,000 |
| Securities available for sale | 51,896,000 | 49,862,000 | 47,846,000 | 49,282,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,569,000 | 75,747,000 | 75,838,000 | 91,099,000 |
| Interest-bearing deposits | 58,047,000 | 61,133,000 | 57,251,000 | 70,888,000 |
| Noninterest-bearing deposits | 18,522,000 | 14,614,000 | 18,587,000 | 20,211,000 |
| Equity capital | 9,478,000 | 8,112,000 | 6,856,000 | 8,182,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 489,000 | 1,028,000 | 1,590,000 | 2,278,000 |
| Interest expense | 25,000 | 55,000 | 103,000 | 255,000 |
| Net interest income | 464,000 | 973,000 | 1,487,000 | 2,023,000 |
| Noninterest income | 59,000 | 118,000 | 174,000 | 231,000 |
| Noninterest expense | 481,000 | 931,000 | 1,343,000 | 1,767,000 |
| Provision for loan losses | 47,000 | 70,000 | 117,000 | 138,000 |
| Pretax income | -5,000 | 90,000 | 201,000 | 349,000 |
| Income tax | -23,000 | -29,000 | -33,000 | -30,000 |
| Net income | 18,000 | 119,000 | 234,000 | 379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,720,000 | 8,496,000 | 9,930,000 | 10,051,000 |