Call reports 2021
INVESTORS COMMUNITY BANK — 2021
What INVESTORS COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 81,402,000 | 82,963,000 | 81,257,000 | 84,226,000 |
| Total loans | 25,503,000 | 24,916,000 | 23,804,000 | 24,236,000 |
| Allowance for loan losses | 681,000 | 681,000 | 612,000 | 26,000 |
| Securities available for sale | 45,619,000 | 48,117,000 | 47,914,000 | 49,599,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,635,000 | 70,704,000 | 68,801,000 | 72,528,000 |
| Interest-bearing deposits | 51,024,000 | 52,026,000 | 50,700,000 | 52,727,000 |
| Noninterest-bearing deposits | 18,611,000 | 18,678,000 | 18,101,000 | 19,801,000 |
| Equity capital | 11,327,000 | 11,704,000 | 11,919,000 | 11,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 615,000 | 1,216,000 | 1,806,000 | 336,000 |
| Interest expense | 31,000 | 61,000 | 87,000 | 12,000 |
| Net interest income | 584,000 | 1,155,000 | 1,719,000 | 324,000 |
| Noninterest income | 206,000 | 337,000 | 511,000 | 79,000 |
| Noninterest expense | 447,000 | 886,000 | 1,353,000 | 243,000 |
| Provision for loan losses | 0 | 0 | -70,000 | 26,000 |
| Pretax income | 361,000 | 639,000 | 996,000 | 134,000 |
| Income tax | 36,000 | 53,000 | 118,000 | 6,000 |
| Net income | 325,000 | 586,000 | 878,000 | 128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,367,000 | 11,588,000 | 10,919,000 | 9,575,000 |
| Total capital | 10,756,000 | 11,982,000 | 11,305,000 | — |
| Risk-weighted assets | 30,808,000 | 31,156,000 | 30,661,000 | — |