Call reports 2018
INVESTORS COMMUNITY BANK — 2018
What INVESTORS COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 72,613,000 | 73,688,000 | 68,304,000 | 69,973,000 |
| Total loans | 28,744,000 | 29,736,000 | 28,900,000 | 29,778,000 |
| Allowance for loan losses | 645,000 | 647,000 | 648,000 | 649,000 |
| Securities available for sale | 40,205,000 | 40,648,000 | 35,897,000 | 36,774,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,435,000 | 61,936,000 | 59,128,000 | 56,577,000 |
| Interest-bearing deposits | 51,924,000 | 50,414,000 | 45,043,000 | 44,300,000 |
| Noninterest-bearing deposits | 11,511,000 | 11,522,000 | 14,085,000 | 12,277,000 |
| Equity capital | 8,091,000 | 8,292,000 | 8,287,000 | 8,824,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 602,000 | 1,233,000 | 1,855,000 | 2,479,000 |
| Interest expense | 91,000 | 189,000 | 281,000 | 394,000 |
| Net interest income | 511,000 | 1,044,000 | 1,574,000 | 2,085,000 |
| Noninterest income | 75,000 | 121,000 | 214,000 | 293,000 |
| Noninterest expense | 402,000 | 805,000 | 1,206,000 | 1,578,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 185,000 | 362,000 | 587,000 | 805,000 |
| Income tax | -6,000 | -14,000 | -31,000 | -22,000 |
| Net income | 191,000 | 376,000 | 618,000 | 827,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,529,000 | 8,714,000 | 8,906,000 | 9,115,000 |
| Total capital | 8,935,000 | 9,121,000 | 9,302,000 | 9,521,000 |
| Risk-weighted assets | 32,265,000 | 32,313,000 | 31,408,000 | 32,219,000 |