Call reports 2017
INVESTORS COMMUNITY BANK — 2017
What INVESTORS COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 71,941,000 | 72,192,000 | 71,962,000 | 73,152,000 |
| Total loans | 26,119,000 | 27,115,000 | 28,493,000 | 29,172,000 |
| Allowance for loan losses | 641,000 | 643,000 | 644,000 | 643,000 |
| Securities available for sale | 40,877,000 | 42,271,000 | 40,719,000 | 40,619,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,327,000 | 59,715,000 | 60,098,000 | 60,364,000 |
| Interest-bearing deposits | 49,770,000 | 48,614,000 | 48,334,000 | 48,535,000 |
| Noninterest-bearing deposits | 12,557,000 | 11,101,000 | 11,764,000 | 11,829,000 |
| Equity capital | 8,515,000 | 9,158,000 | 9,269,000 | 9,098,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 700,000 | 1,278,000 | 1,874,000 | 2,473,000 |
| Interest expense | 57,000 | 124,000 | 201,000 | 280,000 |
| Net interest income | 643,000 | 1,154,000 | 1,673,000 | 2,193,000 |
| Noninterest income | 77,000 | 158,000 | 230,000 | 321,000 |
| Noninterest expense | 415,000 | 821,000 | 1,222,000 | 1,609,000 |
| Provision for loan losses | 0 | 6,000 | 6,000 | 6,000 |
| Pretax income | 305,000 | 486,000 | 686,000 | 912,000 |
| Income tax | 49,000 | 43,000 | 49,000 | 85,000 |
| Net income | 256,000 | 443,000 | 637,000 | 827,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,577,000 | 8,765,000 | 8,959,000 | 9,089,000 |
| Total capital | 8,963,000 | 9,151,000 | 9,349,000 | 9,491,000 |
| Risk-weighted assets | 30,591,000 | 30,532,000 | 30,981,000 | 31,918,000 |