Call reports 2007
INVESTORS COMMUNITY BANK — 2007
What INVESTORS COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 59,855,000 | 60,096,000 | 59,084,000 | 59,686,000 |
| Total loans | 43,984,000 | 44,097,000 | 43,538,000 | 42,071,000 |
| Allowance for loan losses | 423,000 | 490,000 | 498,000 | 495,000 |
| Securities available for sale | 11,489,000 | 12,088,000 | 11,951,000 | 13,827,000 |
| Securities held to maturity | 30,000 | 30,000 | 30,000 | 30,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,765,000 | 49,311,000 | 47,996,000 | 47,821,000 |
| Interest-bearing deposits | 43,494,000 | 4,522,000 | 4,610,000 | 5,538,000 |
| Noninterest-bearing deposits | 4,271,000 | 44,789,000 | 43,386,000 | 42,283,000 |
| Equity capital | 8,013,000 | 6,718,000 | 6,939,000 | 6,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 938,000 | 1,873,000 | 2,839,000 | 3,790,000 |
| Interest expense | 460,000 | 925,000 | 1,397,000 | 1,854,000 |
| Net interest income | 478,000 | 948,000 | 1,442,000 | 1,936,000 |
| Noninterest income | 100,000 | 211,000 | 314,000 | 448,000 |
| Noninterest expense | 369,000 | 753,000 | 1,134,000 | 1,557,000 |
| Provision for loan losses | 0 | 101,000 | 101,000 | 101,000 |
| Pretax income | 195,000 | 290,000 | 507,000 | 714,000 |
| Income tax | 65,000 | 96,000 | 161,000 | 190,000 |
| Net income | 130,000 | 194,000 | 346,000 | 524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,134,000 | 6,918,000 | 7,070,000 | 6,298,000 |
| Total capital | 8,557,000 | 7,376,000 | 7,516,000 | 6,729,000 |
| Risk-weighted assets | 36,180,000 | 36,611,000 | 35,634,000 | 34,480,000 |
Machine access — free, no API key
Every figure shown here about INVESTORS COMMUNITY BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.