Call reports 2006
INVESTORS COMMUNITY BANK — 2006
What INVESTORS COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 60,695,000 | 60,134,000 | 62,714,000 | 62,795,000 |
| Total loans | 44,343,000 | 42,339,000 | 44,209,000 | 44,558,000 |
| Allowance for loan losses | 421,000 | 424,000 | 424,000 | 424,000 |
| Securities available for sale | 13,235,000 | 13,681,000 | 14,545,000 | 14,420,000 |
| Securities held to maturity | 30,000 | 30,000 | 30,000 | 30,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,180,000 | 45,401,000 | 45,974,000 | 49,028,000 |
| Interest-bearing deposits | 41,276,000 | 41,608,000 | 41,449,000 | 43,902,000 |
| Noninterest-bearing deposits | 3,904,000 | 3,793,000 | 4,525,000 | 5,126,000 |
| Equity capital | 7,487,000 | 7,504,000 | 7,780,000 | 7,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 866,000 | 1,758,000 | 2,681,000 | 3,632,000 |
| Interest expense | 370,000 | 770,000 | 1,213,000 | 1,693,000 |
| Net interest income | 496,000 | 988,000 | 1,468,000 | 1,939,000 |
| Noninterest income | 90,000 | 201,000 | 304,000 | 417,000 |
| Noninterest expense | 397,000 | 782,000 | 1,118,000 | 1,507,000 |
| Provision for loan losses | 0 | 0 | 0 | 88,000 |
| Pretax income | 189,000 | 407,000 | 654,000 | 761,000 |
| Income tax | 57,000 | 122,000 | 214,000 | 243,000 |
| Net income | 132,000 | 285,000 | 440,000 | 518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,256,000 | 7,186,000 | 7,976,000 | 8,004,000 |
| Total capital | 7,677,000 | 7,610,000 | 8,400,000 | 8,428,000 |
| Risk-weighted assets | 36,708,000 | 35,690,000 | 37,410,000 | 37,574,000 |
Machine access — free, no API key
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