Call reports 2005
INVESTORS COMMUNITY BANK — 2005
What INVESTORS COMMUNITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 60,151,000 | 60,501,000 | 60,651,000 | 59,260,000 |
| Total loans | 39,859,000 | 41,916,000 | 43,032,000 | 44,110,000 |
| Allowance for loan losses | 429,000 | 438,000 | 440,000 | 421,000 |
| Securities available for sale | 16,387,000 | 14,313,000 | 13,787,000 | 12,024,000 |
| Securities held to maturity | 30,000 | 30,000 | 30,000 | 30,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,722,000 | 44,617,000 | 45,196,000 | 43,751,000 |
| Interest-bearing deposits | 40,596,000 | 40,913,000 | 41,130,000 | 39,966,000 |
| Noninterest-bearing deposits | 4,126,000 | 3,704,000 | 4,066,000 | 3,785,000 |
| Equity capital | 6,998,000 | 7,148,000 | 7,272,000 | 7,345,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 754,000 | 1,547,000 | 2,372,000 | 3,229,000 |
| Interest expense | 312,000 | 636,000 | 977,000 | 1,339,000 |
| Net interest income | 442,000 | 911,000 | 1,395,000 | 1,890,000 |
| Noninterest income | 110,000 | 215,000 | 325,000 | 425,000 |
| Noninterest expense | 398,000 | 776,000 | 1,162,000 | 1,568,000 |
| Provision for loan losses | 0 | 11,000 | 11,000 | 11,000 |
| Pretax income | 156,000 | 333,000 | 524,000 | 688,000 |
| Income tax | 48,000 | 100,000 | 159,000 | 181,000 |
| Net income | 108,000 | 233,000 | 365,000 | 507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,237,000 | 7,327,000 | 7,072,000 | 7,579,000 |
| Total capital | 7,664,000 | 7,762,000 | 7,512,000 | 8,000,000 |
| Risk-weighted assets | 34,177,000 | 35,290,000 | 35,703,000 | 36,050,000 |
Machine access — free, no API key
Every figure shown here about INVESTORS COMMUNITY BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.