Call reports 2012
PROSPERITY BANK — 2012
What PROSPERITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 799,931,000 | 786,395,000 | 763,705,000 | 736,539,000 |
| Total loans | 482,753,000 | 479,685,000 | 473,215,000 | 463,683,000 |
| Allowance for loan losses | 9,841,000 | 8,552,000 | 8,457,000 | 8,204,000 |
| Securities available for sale | 194,466,000 | 198,643,000 | 191,881,000 | 169,462,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 551,172,000 | 536,559,000 | 511,697,000 | 479,055,000 |
| Interest-bearing deposits | 405,485,000 | 392,801,000 | 360,468,000 | 344,398,000 |
| Noninterest-bearing deposits | 145,687,000 | 143,758,000 | 151,229,000 | 134,657,000 |
| Equity capital | 61,518,000 | 63,310,000 | 63,265,000 | 62,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 8,075,000 | 16,028,000 | 24,096,000 | 31,479,000 |
| Interest expense | 1,915,000 | 3,786,000 | 5,547,000 | 7,244,000 |
| Net interest income | 6,160,000 | 12,242,000 | 18,549,000 | 24,235,000 |
| Noninterest income | 320,000 | 1,156,000 | 2,209,000 | 3,793,000 |
| Noninterest expense | 5,896,000 | 11,580,000 | 17,340,000 | 22,680,000 |
| Provision for loan losses | 275,000 | 379,000 | 1,808,000 | 3,583,000 |
| Pretax income | 383,000 | 1,623,000 | 2,216,000 | 2,580,000 |
| Income tax | -756,000 | -298,000 | -94,000 | 30,000 |
| Net income | 1,139,000 | 1,921,000 | 2,310,000 | 2,550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,071,000 | 49,320,000 | 49,930,000 | 50,311,000 |
| Total capital | 58,476,000 | 58,710,000 | 59,009,000 | 59,261,000 |
| Risk-weighted assets | 506,702,000 | 506,773,000 | 481,049,000 | 470,124,000 |