Call reports 2010
PROSPERITY BANK — 2010
What PROSPERITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 928,779,000 | 873,367,000 | 860,272,000 | 836,890,000 |
| Total loans | 609,084,000 | 590,619,000 | 569,795,000 | 552,194,000 |
| Allowance for loan losses | 14,029,000 | 14,890,000 | 15,639,000 | 15,548,000 |
| Securities available for sale | 175,284,000 | 131,880,000 | 128,892,000 | 134,125,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 678,462,000 | 623,409,000 | 614,240,000 | 590,351,000 |
| Interest-bearing deposits | 556,262,000 | 495,374,000 | 482,412,000 | 462,814,000 |
| Noninterest-bearing deposits | 122,200,000 | 128,035,000 | 131,828,000 | 127,536,000 |
| Equity capital | 62,455,000 | 62,128,000 | 60,439,000 | 56,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 10,603,000 | 21,163,000 | 31,123,000 | 40,687,000 |
| Interest expense | 3,686,000 | 7,027,000 | 10,061,000 | 12,704,000 |
| Net interest income | 6,917,000 | 14,136,000 | 21,062,000 | 27,983,000 |
| Noninterest income | 1,181,000 | 2,778,000 | 2,338,000 | 2,317,000 |
| Noninterest expense | 7,126,000 | 14,288,000 | 21,195,000 | 28,000,000 |
| Provision for loan losses | 3,868,000 | 7,487,000 | 10,075,000 | 13,825,000 |
| Pretax income | -2,959,000 | -4,455,000 | -6,248,000 | -9,123,000 |
| Income tax | -1,134,000 | -1,710,000 | -2,411,000 | -3,513,000 |
| Net income | -1,825,000 | -2,745,000 | -3,837,000 | -5,610,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,899,000 | 52,422,000 | 50,651,000 | 47,794,000 |
| Total capital | 67,077,000 | 65,389,000 | 63,384,000 | 60,362,000 |
| Risk-weighted assets | 645,597,000 | 626,941,000 | 606,914,000 | 593,897,000 |