Call reports 2009
PROSPERITY BANK — 2009
What PROSPERITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,104,016,000 | 1,016,701,000 | 980,894,000 | 927,918,000 |
| Total loans | 698,740,000 | 673,479,000 | 652,864,000 | 621,721,000 |
| Allowance for loan losses | 14,626,000 | 12,697,000 | 14,003,000 | 14,012,000 |
| Securities available for sale | 246,109,000 | 187,936,000 | 188,814,000 | 137,119,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 826,993,000 | 758,291,000 | 724,765,000 | 676,308,000 |
| Interest-bearing deposits | 712,523,000 | 647,662,000 | 608,051,000 | 566,210,000 |
| Noninterest-bearing deposits | 114,470,000 | 110,629,000 | 116,714,000 | 110,098,000 |
| Equity capital | 60,203,000 | 57,764,000 | 65,714,000 | 63,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 13,702,000 | 26,975,000 | 39,521,000 | 50,413,000 |
| Interest expense | 6,859,000 | 12,593,000 | 17,484,000 | 21,611,000 |
| Net interest income | 6,843,000 | 14,382,000 | 22,037,000 | 28,802,000 |
| Noninterest income | 1,160,000 | 2,086,000 | 3,202,000 | 3,002,000 |
| Noninterest expense | 7,436,000 | 14,570,000 | 21,937,000 | 28,523,000 |
| Provision for loan losses | 3,048,000 | 6,463,000 | 10,179,000 | 15,256,000 |
| Pretax income | -3,271,000 | -4,743,000 | -8,818,000 | -12,903,000 |
| Income tax | -2,104,000 | -2,718,000 | -4,271,000 | -5,827,000 |
| Net income | -1,167,000 | -2,025,000 | -4,547,000 | -7,076,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,715,000 | 53,284,000 | 57,727,000 | 55,760,000 |
| Total capital | 68,912,000 | 67,472,000 | 71,357,000 | 69,030,000 |
| Risk-weighted assets | 760,391,000 | 731,517,000 | 685,054,000 | 653,567,000 |