Call reports 2005
PROSPERITY BANK — 2005
What PROSPERITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 736,357,000 | 747,718,000 | 836,923,000 | 927,943,000 |
| Total loans | 504,524,000 | 568,173,000 | 602,127,000 | 627,316,000 |
| Allowance for loan losses | 5,050,000 | 5,682,000 | 6,022,000 | 6,273,000 |
| Securities available for sale | 123,345,000 | 109,791,000 | 165,241,000 | 232,037,000 |
| Securities held to maturity | 39,898,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 639,462,000 | 625,461,000 | 656,904,000 | 705,784,000 |
| Interest-bearing deposits | 506,417,000 | 480,277,000 | 521,748,000 | 573,106,000 |
| Noninterest-bearing deposits | 133,044,000 | 145,184,000 | 135,156,000 | 132,678,000 |
| Equity capital | 48,749,000 | 55,774,000 | 60,645,000 | 63,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 9,037,000 | 18,981,000 | 30,009,000 | 42,780,000 |
| Interest expense | 2,425,000 | 5,171,000 | 8,586,000 | 13,088,000 |
| Net interest income | 6,612,000 | 13,810,000 | 21,423,000 | 29,692,000 |
| Noninterest income | 1,795,000 | 4,651,000 | 6,823,000 | 8,825,000 |
| Noninterest expense | 5,782,000 | 11,641,000 | 17,858,000 | 24,093,000 |
| Provision for loan losses | 717,000 | 1,432,000 | 1,815,000 | 2,165,000 |
| Pretax income | 1,904,000 | 5,511,000 | 8,696,000 | 12,382,000 |
| Income tax | -417,000 | -30,000 | -67,000 | -67,000 |
| Net income | 2,321,000 | 5,541,000 | 8,763,000 | 12,449,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,519,000 | 54,965,000 | 60,089,000 | 65,199,000 |
| Total capital | 54,569,000 | 60,647,000 | 66,111,000 | 71,472,000 |
| Risk-weighted assets | 532,327,000 | 597,983,000 | 653,412,000 | 711,641,000 |
Machine access — free, no API key
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