Call reports 2004
PROSPERITY BANK — 2004
What PROSPERITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 601,491,000 | 633,227,000 | 654,342,000 | 684,561,000 |
| Total loans | 391,408,000 | 422,858,000 | 445,296,000 | 469,110,000 |
| Allowance for loan losses | 3,914,000 | 4,229,000 | 4,300,000 | 4,438,000 |
| Securities available for sale | 120,046,000 | 115,249,000 | 106,487,000 | 116,046,000 |
| Securities held to maturity | 36,596,000 | 37,448,000 | 37,439,000 | 38,843,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 515,124,000 | 522,654,000 | 556,156,000 | 597,842,000 |
| Interest-bearing deposits | 416,873,000 | 414,848,000 | 444,751,000 | 477,543,000 |
| Noninterest-bearing deposits | 98,251,000 | 107,806,000 | 111,405,000 | 120,300,000 |
| Equity capital | 38,287,000 | 39,695,000 | 44,914,000 | 47,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 7,194,000 | 14,941,000 | 23,161,000 | 31,675,000 |
| Interest expense | 1,793,000 | 3,591,000 | 5,479,000 | 7,609,000 |
| Net interest income | 5,401,000 | 11,350,000 | 17,682,000 | 24,066,000 |
| Noninterest income | 1,596,000 | 3,231,000 | 4,860,000 | 6,660,000 |
| Noninterest expense | 4,553,000 | 9,280,000 | 14,495,000 | 20,001,000 |
| Provision for loan losses | 285,000 | 602,000 | 848,000 | 1,063,000 |
| Pretax income | 2,510,000 | 5,067,000 | 7,642,000 | 10,321,000 |
| Income tax | 868,000 | 1,713,000 | 2,517,000 | 3,401,000 |
| Net income | 1,642,000 | 3,354,000 | 5,125,000 | 6,920,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,305,000 | 39,531,000 | 42,804,000 | 45,617,000 |
| Total capital | 39,219,000 | 43,760,000 | 47,104,000 | 50,055,000 |
| Risk-weighted assets | 413,262,000 | 440,834,000 | 463,693,000 | 490,112,000 |
Machine access — free, no API key
Every figure shown here about PROSPERITY BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.