Call reports 2019
GLASFORD STATE BANK — 2019
What GLASFORD STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 37,119,000 | 40,395,000 | 41,669,000 | 46,358,000 |
| Total loans | 20,779,000 | 20,701,000 | 21,504,000 | 21,541,000 |
| Allowance for loan losses | 184,000 | 180,000 | 168,000 | 161,000 |
| Securities available for sale | 9,172,000 | 9,433,000 | 8,889,000 | 9,315,000 |
| Securities held to maturity | 1,120,000 | 1,072,000 | 1,068,000 | 761,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,703,000 | 36,771,000 | 37,881,000 | 42,540,000 |
| Interest-bearing deposits | 28,970,000 | 32,510,000 | 33,458,000 | 37,850,000 |
| Noninterest-bearing deposits | 4,733,000 | 4,261,000 | 4,423,000 | 4,690,000 |
| Equity capital | 3,370,000 | 3,542,000 | 3,677,000 | 3,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 350,000 | 709,000 | 1,092,000 | 1,473,000 |
| Interest expense | 27,000 | 56,000 | 87,000 | 118,000 |
| Net interest income | 323,000 | 653,000 | 1,005,000 | 1,355,000 |
| Noninterest income | 51,000 | 108,000 | 167,000 | 227,000 |
| Noninterest expense | 290,000 | 594,000 | 890,000 | 1,232,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 66,000 |
| Pretax income | 57,000 | 118,000 | 211,000 | 277,000 |
| Income tax | 5,000 | 4,000 | 5,000 | 4,000 |
| Net income | 52,000 | 114,000 | 206,000 | 273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,365,000 | 3,416,000 | 3,499,000 | 3,555,000 |
| Total capital | 3,549,000 | 3,596,000 | 3,667,000 | 3,715,000 |
| Risk-weighted assets | 18,441,000 | 18,510,000 | 19,258,000 | 19,763,000 |