Call reports 2018
GLASFORD STATE BANK — 2018
What GLASFORD STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 38,422,000 | 40,882,000 | 42,328,000 | 37,427,000 |
| Total loans | 21,185,000 | 21,215,000 | 21,444,000 | 21,820,000 |
| Allowance for loan losses | 181,000 | 201,000 | 205,000 | 162,000 |
| Securities available for sale | 9,809,000 | 9,561,000 | 8,923,000 | 8,856,000 |
| Securities held to maturity | 1,732,000 | 1,682,000 | 1,677,000 | 1,124,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,437,000 | 37,808,000 | 39,178,000 | 33,447,000 |
| Interest-bearing deposits | 31,413,000 | 33,461,000 | 33,817,000 | 29,042,000 |
| Noninterest-bearing deposits | 4,024,000 | 4,347,000 | 5,361,000 | 4,405,000 |
| Equity capital | 2,947,000 | 3,003,000 | 3,051,000 | 3,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 334,000 | 681,000 | 1,042,000 | 1,409,000 |
| Interest expense | 22,000 | 44,000 | 65,000 | 86,000 |
| Net interest income | 312,000 | 637,000 | 977,000 | 1,323,000 |
| Noninterest income | 56,000 | 117,000 | 173,000 | 235,000 |
| Noninterest expense | 290,000 | 574,000 | 860,000 | 1,207,000 |
| Provision for loan losses | 21,000 | 42,000 | 49,000 | 24,000 |
| Pretax income | 57,000 | 138,000 | 241,000 | 327,000 |
| Income tax | 3,000 | 3,000 | 3,000 | 3,000 |
| Net income | 54,000 | 135,000 | 238,000 | 324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,103,000 | 3,184,000 | 3,286,000 | 3,373,000 |
| Total capital | 3,284,000 | 3,385,000 | 3,490,000 | 3,535,000 |
| Risk-weighted assets | 18,557,000 | 18,326,000 | 18,813,000 | 19,189,000 |