Call reports 2017
GLASFORD STATE BANK — 2017
What GLASFORD STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 38,013,000 | 38,945,000 | 41,382,000 | 38,728,000 |
| Total loans | 19,772,000 | 19,999,000 | 20,731,000 | 21,226,000 |
| Allowance for loan losses | 107,000 | 110,000 | 130,000 | 160,000 |
| Securities available for sale | 10,590,000 | 11,469,000 | 10,760,000 | 10,119,000 |
| Securities held to maturity | 971,000 | 925,000 | 923,000 | 1,524,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,100,000 | 35,886,000 | 38,256,000 | 35,632,000 |
| Interest-bearing deposits | 31,120,000 | 31,898,000 | 34,087,000 | 31,115,000 |
| Noninterest-bearing deposits | 3,980,000 | 3,988,000 | 4,169,000 | 4,517,000 |
| Equity capital | 2,864,000 | 2,989,000 | 3,025,000 | 3,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 291,000 | 598,000 | 926,000 | 1,263,000 |
| Interest expense | 20,000 | 42,000 | 65,000 | 87,000 |
| Net interest income | 271,000 | 556,000 | 861,000 | 1,176,000 |
| Noninterest income | 44,000 | 94,000 | 143,000 | 204,000 |
| Noninterest expense | 277,000 | 540,000 | 830,000 | 1,098,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 77,000 |
| Pretax income | 17,000 | 69,000 | 112,000 | 204,000 |
| Income tax | 0 | -1,000 | 0 | 0 |
| Net income | 17,000 | 70,000 | 112,000 | 204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,881,000 | 2,925,000 | 2,957,000 | 3,048,000 |
| Total capital | 2,988,000 | 3,034,000 | 3,087,000 | 3,208,000 |
| Risk-weighted assets | 17,454,000 | 17,911,000 | 17,949,000 | 18,249,000 |