Call reports 2012
GLASFORD STATE BANK — 2012
What GLASFORD STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 34,658,000 | 34,981,000 | 36,730,000 | 34,549,000 |
| Total loans | 15,797,000 | 15,970,000 | 15,757,000 | 16,383,000 |
| Allowance for loan losses | 206,000 | 211,000 | 211,000 | 207,000 |
| Securities available for sale | 10,048,000 | 10,857,000 | 11,059,000 | 11,194,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,848,000 | 32,112,000 | 33,811,000 | 31,715,000 |
| Interest-bearing deposits | 28,428,000 | 28,671,000 | 30,694,000 | 28,632,000 |
| Noninterest-bearing deposits | 3,420,000 | 3,441,000 | 3,117,000 | 3,083,000 |
| Equity capital | 2,765,000 | 2,814,000 | 2,864,000 | 2,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 243,000 | 489,000 | 737,000 | 987,000 |
| Interest expense | 35,000 | 69,000 | 100,000 | 129,000 |
| Net interest income | 208,000 | 420,000 | 637,000 | 858,000 |
| Noninterest income | 45,000 | 98,000 | 148,000 | 203,000 |
| Noninterest expense | 234,000 | 454,000 | 675,000 | 915,000 |
| Provision for loan losses | 9,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 10,000 | 49,000 | 95,000 | 131,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 10,000 | 49,000 | 95,000 | 131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,708,000 | 2,747,000 | 2,793,000 | 2,730,000 |
| Total capital | 2,858,000 | 2,899,000 | 2,944,000 | 2,888,000 |
| Risk-weighted assets | 11,931,000 | 12,134,000 | 12,004,000 | 12,559,000 |