Call reports 2011
GLASFORD STATE BANK — 2011
What GLASFORD STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 31,222,000 | 32,406,000 | 34,560,000 | 34,081,000 |
| Total loans | 14,594,000 | 14,910,000 | 15,409,000 | 16,093,000 |
| Allowance for loan losses | 178,000 | 186,000 | 197,000 | 194,000 |
| Securities available for sale | 9,812,000 | 9,211,000 | 9,499,000 | 9,773,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,333,000 | 29,461,000 | 31,563,000 | 31,209,000 |
| Interest-bearing deposits | 25,300,000 | 26,149,000 | 28,216,000 | 27,538,000 |
| Noninterest-bearing deposits | 3,033,000 | 3,312,000 | 3,347,000 | 3,671,000 |
| Equity capital | 2,843,000 | 2,874,000 | 2,904,000 | 2,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 288,000 | 555,000 | 821,000 | 1,083,000 |
| Interest expense | 46,000 | 90,000 | 132,000 | 171,000 |
| Net interest income | 242,000 | 465,000 | 689,000 | 912,000 |
| Noninterest income | 62,000 | 103,000 | 150,000 | 222,000 |
| Noninterest expense | 226,000 | 449,000 | 670,000 | 907,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 33,000 |
| Pretax income | 69,000 | 101,000 | 142,000 | 194,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 69,000 | 101,000 | 142,000 | 194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,722,000 | 2,755,000 | 2,796,000 | 2,698,000 |
| Total capital | 2,862,000 | 2,899,000 | 2,943,000 | 2,853,000 |
| Risk-weighted assets | 11,182,000 | 11,440,000 | 11,687,000 | 12,373,000 |