Call reports 2026
FARMERS & MERCHANTS SAVINGS BANK — 2026
What FARMERS & MERCHANTS SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 595,263,000 | 616,834,000 |
| Total loans | 436,511,000 | 461,203,000 |
| Allowance for loan losses | 7,848,000 | 9,650,000 |
| Securities available for sale | 137,343,000 | 136,501,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 514,747,000 | 516,045,000 |
| Interest-bearing deposits | 384,718,000 | 379,360,000 |
| Noninterest-bearing deposits | 130,029,000 | 136,685,000 |
| Equity capital | 77,133,000 | 75,041,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 8,354,000 | 17,181,000 |
| Interest expense | 1,948,000 | 4,166,000 |
| Net interest income | 6,406,000 | 13,015,000 |
| Noninterest income | 377,000 | 742,000 |
| Noninterest expense | 4,037,000 | 7,376,000 |
| Provision for loan losses | 1,000,000 | 2,800,000 |
| Pretax income | 1,733,000 | 3,637,000 |
| Income tax | 103,000 | 200,000 |
| Net income | 1,630,000 | 3,437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 78,310,000 | 76,130,000 |
| Total capital | 84,631,000 | 83,127,000 |
| Risk-weighted assets | 504,185,000 | 557,136,000 |